Impaired Risk

Impaired Risk generally refers to current and ongoing or past medical issues that prevents an applicant from acquiring a Standard underwriting offer. Some examples of current and ongoing medical issues include Diabetes, Asthma, Elevated Blood Pressure, Arrythmias and Crohns Disease. Some examples of past medical issues would include Cancer (excluding Basal and Squamous cell skin Cancers), Heart Attack, Nervous or Mental conditions and treatment for alcohol or drugs. With the advancement of medicine and the updating of underwriting guidelines, it may be possible to receive an affordable offer for any medical condition. To discuss your specific medical issue, call me at 888-628-6100.

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